Quick Info

Standard Equity Commission

$0
Best Commission Price

$0
Minimum to Open Account

$1,000
Maintenance/Inactivity Fees

$30/Quarter
Commission-free ETF Trading

Yes
Young Investor Offer

Yes (Ages: 18-30)

HIGHLIGHTS

3.0/5 (4)

As one of Canada’s earliest discount brokerages, Desjardins Online Brokerage (also known as Disnat) is a subsidiary of the Desjardins Group. Although they may be better known to investors in Quebec and Ontario, Desjardins Online Brokerage has been active in Western Canada in the past several years under the Disnat banner. In terms of direct brokerage services, Disnat offers two service choices for clients: Disnat Classic or Disnat Direct.

The primary difference between the two services is the activity level of the client. Disnat Classic is geared toward less-active investors, whereas Disnat Direct is structured around active investors and traders. As a result, the types of platforms, pricing, and tools offered for each service are understandably different.

Desjardins Online Brokerage Full Review

What Account Types does Desjardins Online Brokerage offer?

Registered Accounts

✓ TFSA
- US Dollar Account Available?
  
  ✓
- US Dollar Fee
  
  No fee
✓ RRSP
- US Dollar Account Available?
  
  ✓
- US Dollar Fee
  
  No fee
✓ RESP
- US Dollar Account Available?
  
  ✓
- US Dollar Fee
  
  No fee

Non-Registered Accounts

✓ Cash
- US Dollar Account Available?
  
  ✓
- US Dollar Fee
  
  No fee
✓ Margin
- US Dollar Account Available?
  
  ✓
- US Dollar Fee
  
  No fee

Account Fees & Requirements for Desjardins Online Brokerage

Registered Accounts

✓ TFSA
- Minimum Opening Balance
  
  $1000
- Minimum Balance Required
  
  $0
- Annual Charge
  
  $0
- Transfer Out
  
  $150
- Withdrawals
  
  $0, plus
  Bank transfer to Caisse group: $15 or
  Other banks: $25
- US Dollar Account
  
  0
- Fee Waiver Condition
  
  Inactivity fee ($30 per quarter) may apply (unless 6 or more trades have been executed in the preceding 12 months or the value of the portfolio is $15,000 or more or a registered account (RRSP, RRIF, RESP, etc.) is held)
✓ RRSP
- Minimum Opening Balance
  
  $1,000.00
- Minimum Balance Required
  
  $0.00
- Annual Charge
  
  $100.00
- Transfer Out
  
  $150
- Withdrawals
  
  Full: $150
  Partial: $25
  plus
  Bank transfer to Caisse group: $15, or
  Other banks: $25
- US Dollar Account
  
  $0
- Fee Waiver Condition
  
  Annual Fee is waived for accounts with balance of $15,000 or more; or if the client has more than 125 trades per year, or 18-30 year old investors.
✓ RESP
- Minimum Opening Balance
  
  $1,000.00
- Minimum Balance Required
  
  $0.00
- Annual Charge
  
  $50.00
- Transfer Out
  
  $150
- US Dollar Account
  
  $0.00
- Fee Waiver Condition
  
  Annual Fee is waived if the account subscriber has a combined value of $15,000 or more across all accounts, or 18-30 year old investors.

Non-Registered Accounts

✓ Cash
- Minimum Opening Balance
  
  $1,000.00
- Minimum Balance Required
  
  $0.00
- Annual Charge
  
  $0.00
- Transfer Out
  
  $150
- US Dollar Account
  
  $0.00
- Fee Waiver Condition
  
  Inactivity fee ($30 per quarter) may apply (unless 6 or more trades have been executed in the preceding 12 months or the value of the portfolio is $15,000 or more or a registered account (RRSP, RRIF, RESP, etc.) is held)
✓ Margin
- Minimum Opening Balance
  
  $1,000.00
- Minimum Balance Required
  
  $0.00
- Annual Charge
  
  $0.00
- Transfer Out
  
  $150
- US Dollar Account
  
  No fee
- Fee Waiver Condition
  
  Inactivity fee ($30 per quarter) may apply (unless 6 or more trades have been executed in the preceding 12 months or the value of the portfolio is $15,000 or more or a registered account (RRSP, RRIF, RESP, etc.) is held)
✓ Inactivity Fees
- Inactivity or Maintenance Fees
  
  $30/Quarter
✓ Fee Waiver Conditions
- Inactivity fee ($30 per quarter) may apply (unless 6 or more trades have been executed in the preceding 12 months or the value of the portfolio is $15,000 or more or a registered account (RRSP, RRIF, RESP, etc.) is held)

Trading Commissions & Fees provided by Desjardins Online Brokerage

Equity
- Minimum commission per trade
  
  No fee
- Maximum commission per trade
  
  $0.00
- Standard commission per trade
  
  $0
- Best commission per trade
  
  $0
ETF
- Commission-free ETF Trading Available?
  
  ✓
Options
- Standard Base option commission fee
  
  No fee
- Standard per contract commission
  
  $1.25
- Assignment and Exercise Commission
  
  $30

Desjardins Online Brokerage Rankings & Reviews for 2025

Sorry, no data is available.

How can I contact Desjardins Online Brokerage customer support?

Website

Desjardins Online Brokerage

[email protected]

Phone

1-866-873-7103

Customer Service Hours

Mon-Fri: 8am-5pm (ET)

Mailing Address

1170 Peel Street, Suite 105 Montreal, QC H3B 0A9

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INDEX

ONLINE BROKERAGE REVIEW

Desjardins Online Brokerage Review 2025

Quick Info

HIGHLIGHTS

Desjardins Online Brokerage Full Review

What Account Types does Desjardins Online Brokerage offer?

Registered Accounts

✓ TFSA

US Dollar Account Available?

✓

US Dollar Fee

No fee

✓ RRSP

US Dollar Account Available?

✓

US Dollar Fee

No fee

✓ RESP

US Dollar Account Available?

✓

US Dollar Fee

No fee

Non-Registered Accounts

✓ Cash

US Dollar Account Available?

✓

US Dollar Fee

No fee

✓ Margin

US Dollar Account Available?

✓

US Dollar Fee

No fee

Account Fees & Requirements for Desjardins Online Brokerage

Registered Accounts

✓ TFSA

Minimum Opening Balance

$1000

Minimum Balance Required

$0

Annual Charge

$0

Transfer Out

$150

Withdrawals

$0, plusBank transfer to Caisse group: $15 orOther banks: $25

US Dollar Account

0

Fee Waiver Condition

Inactivity fee ($30 per quarter) may apply (unless 6 or more trades have been executed in the preceding 12 months or the value of the portfolio is $15,000 or more or a registered account (RRSP, RRIF, RESP, etc.) is held)

✓ RRSP

Minimum Opening Balance

$1,000.00

Minimum Balance Required

$0.00

Annual Charge

$100.00

Transfer Out

$150

Withdrawals

Full: $150Partial: $25plusBank transfer to Caisse group: $15, orOther banks: $25

US Dollar Account

$0

Fee Waiver Condition

Annual Fee is waived for accounts with balance of $15,000 or more; or if the client has more than 125 trades per year, or 18-30 year old investors.

✓ RESP

Minimum Opening Balance

$1,000.00

Minimum Balance Required

$0.00

Annual Charge

$50.00

Transfer Out

$150

US Dollar Account

$0.00

Fee Waiver Condition

Annual Fee is waived if the account subscriber has a combined value of $15,000 or more across all accounts, or 18-30 year old investors.

Non-Registered Accounts

$0, plus
Bank transfer to Caisse group: $15 or
Other banks: $25

Full: $150
Partial: $25
plus
Bank transfer to Caisse group: $15, or
Other banks: $25